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Outcalt Kerns Insurance, LLC Blog: commercial insurance

View the latest blog posts from Outcalt Kerns Insurance, LLC.


These coverage gaps are often overlooked, and we see them all the time with new customers and their old policies. Ask your insurance professional if any of these apply to you or contact Outcalt Kerns for additional information. READ MORE >>

Cyber Liability is fast becoming the "mega-legal-construct" which all industries must heed its warnings.  As financial markets continue to be volatile all over the world the presence of nefarious data hacking endeavors will continue to rise. READ MORE >>

The Obergefell vs. Hodges ruling may have or will create positive insurance implications for same-sex couples in so much as that now carriers will likely allow them to be listed on the same policy which entitles them to possibly more discounts and coverage enhancements for both personal and commercial type policies. READ MORE >>

Regardless of the outcome depicted in this article, the owner of the title must be listed on the policy as a "named insured", or at the very least as an "additional insured" (per the company's restrictions).   Always ask your agent if any coverage gaps could be present when the car is titled to someone other than the person insuring it. READ MORE >>

Hijacked Computer: What to DoCan’t turn your computer on or off? Is it acting up, running slow, opening pages you didn’t click, or displaying pop-ups constantly? There’s a good chance your computer’s been hacked or infected with a virus. Here’s what to do. READ MORE >>

Ransomware on the Rise: FBI and Partners Working to Combat This Cyber Threat Your computer screen freezes with a pop-up message—supposedly from the FBI or another federal agency—saying that because you violated some sort of federal law your computer will remain locked until you pay a fine. READ MORE >>

Cyber Liability: A Growing Menace by Russ Banham In an era of daily data breaches, every business with a computer is at risk—which means every business needs cyber insurance coverage. But cyber insurance has historically been a tough sell for independent agents and brokers. READ MORE >>

Business Owner Beware: Credit Card and Check Fraud Credit Card Fraud Train employees to follow each credit card company’s authorization procedures. Be skeptical of a customer with only one credit card and one piece of identification. READ MORE >>

Please watch this informative video on Carpentry Insurance Basics.  Make sure your business is covered properly and equitably.  Call us with any additional questions or if you would like a free quote.  READ MORE >>

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Outcalt/Kerns Insurance, LLC
1001 Eastwind Dr.
Suite 108
Westerville, OH 43081

PH: 614-890-0383
FX: 614-890-4809








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