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Outcalt Kerns Insurance, LLC Blog: liability

View the latest blog posts from Outcalt Kerns Insurance, LLC.

Why you need an independent agent from Ohio Insurance Agents on Vimeo. READ MORE >>

These coverage gaps are often overlooked, and we see them all the time with new customers and their old policies. Ask your insurance professional if any of these apply to you or contact Outcalt Kerns for additional information. READ MORE >>

Cyber Liability is fast becoming the "mega-legal-construct" which all industries must heed its warnings.  As financial markets continue to be volatile all over the world the presence of nefarious data hacking endeavors will continue to rise. READ MORE >>

Insuring Wineries and Breweries: How Much Do You Know?  by Jacquelyn Connelly By the end of 2014, the number of craft breweries in the U.S. topped 3,400—up more than 19% since 2013, according to the Brewers Association. Meanwhile, Wines & Vines magazine reports a 6. READ MORE >>

Regardless of the outcome depicted in this article, the owner of the title must be listed on the policy as a "named insured", or at the very least as an "additional insured" (per the company's restrictions).   Always ask your agent if any coverage gaps could be present when the car is titled to someone other than the person insuring it. READ MORE >>

Hijacked Computer: What to DoCan’t turn your computer on or off? Is it acting up, running slow, opening pages you didn’t click, or displaying pop-ups constantly? There’s a good chance your computer’s been hacked or infected with a virus. Here’s what to do. READ MORE >>

Ransomware on the Rise: FBI and Partners Working to Combat This Cyber Threat Your computer screen freezes with a pop-up message—supposedly from the FBI or another federal agency—saying that because you violated some sort of federal law your computer will remain locked until you pay a fine. READ MORE >>

Cyber Liability: A Growing Menace by Russ Banham In an era of daily data breaches, every business with a computer is at risk—which means every business needs cyber insurance coverage. But cyber insurance has historically been a tough sell for independent agents and brokers. READ MORE >>

Golfers: Keep Track of Those Around You Golf is a safe sport – as long as a few basic, common-sense rules of safety are followed. When those rules are ignored, injuries can occur. Golf involves the swinging of metal clubs, which propel golf balls at high speeds. READ MORE >>

Business Owner Beware: Credit Card and Check Fraud Credit Card Fraud Train employees to follow each credit card company’s authorization procedures. Be skeptical of a customer with only one credit card and one piece of identification. READ MORE >>

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Outcalt/Kerns Insurance, LLC
1001 Eastwind Dr.
Suite 108
Westerville, OH 43081

PH: 614-890-0383
FX: 614-890-4809

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