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Welcome to Outcalt Kerns Insurance, LLC

Offering affordable options for your Auto, Home, Business, Life and Health Insurance needs in Westerville & New Albany, OH!

Your Trusted Insurance Agency Serving Our Clients, Our Friends, Our Neighbors… Our Family!
Whatever your insurance needs might be, Outcalt/Kerns Insurance is ready to provide you with highly professional financial planning to benefit you personally and your business as well. As an insurance agency based in Westerville, OH, we look forward to every opportunity to serve the people who count – our friends, our neighbors, our clients. Providing insurance services to our local neighborhoods of Westerville, New Albany, Gahanna, Johnstown, Powell, Lewis Center, Worthington, Galena, Sunbury and the Greater Columbus Communities.

Request a quote online by clicking here. 

We specialize and offer a wide range of personalized insurance services that include:

We are an independent agency with the customer in mind. We have relationships with dozens of insurance companies, allowing you to get the right price with the right service. Whether you have the ideal history, preferred companies desire, or a not so perfect history, we find the right coverage, with the best company, at the best price for you. Make the latest changes to your policy directly from our website twenty-four hours a day, seven days a week. Use any of our convenient forms located at the left for policy service directly from your home or office. As an independent insurance agent we can offer the right coverages with the personal touch you would expect from your neighborhood insurance agent. For questions or to request an insurance quote, contact our local insurance agency in Westerville, OH today!

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Featured Carriers

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What Clients Say

Honesty and reputation are the best recommendations for an insurance group and Outcalt is at the top of the list . Great people , great service and deliver the results . Best of the best

-Garen Eggleston

I have had many experiences with insurance companies over the years and I can say that Outcalt Kerns has been one of the best. They are always available, quick to respond, honest and trustworthy. I use them and I suggest you do also.

-Daniel Deady

Outcalt-Kerns Insurance agency is a well-established and experienced INDEPENDENT insurance agency - they can search for the best policy for you with many different insurance companies to engineer the best fit - best coverage at fair prices. The way to keep insurance costs low is to cover only what you...

-david horning

I have experienced 100% satisfied with every aspect of Outcalt Kerns Insurance. For 15 years they have always provided quick, friendly customer service and are extremely professional handling claims. I would sincerely recommend O.K. to everyone because they are OK with me."

-Tina Showalter

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March 20, 2025

Why You Should Work With an Independent Insurance Agency

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