Home & Personal Lines Insurance in Westerville, OH
At Outcalt Kerns Insurance, LLC, we understand how much your home means to you. Whether settled into a historic Westerville neighborhood or just closed on your first property, having the right insurance policy in place can make a world of difference when the unexpected happens. We’re here to help you explore your options and build a homeowners insurance plan that fits your home, lifestyle and budget.
What Does Homeowners Insurance Typically Cover?
As with other types of insurance, what your homeowners policy includes may vary based on your needs and preferences. However, standard coverage often includes:
- Dwelling coverage, which may help pay to rebuild or repair your home’s structure following a covered incident, such as fire, hail or wind.
- Personal property coverage, which can assist in replacing damaged or stolen belongings like furniture, appliances and electronics.
- Liability coverage, which may help cover costs if someone is injured on your property and you’re found legally responsible.
- Additional living expenses, which can help if you need to live elsewhere temporarily while your home is being repaired after a covered loss.
Other Personal Insurance Solutions
Homeowners insurance is just one part of the bigger picture. We also assist clients throughout Westerville with a range of personal lines coverage, including auto insurance, renters insurance, umbrella policies and more. Our team works with multiple carriers to help you find the right combination of policies and discounts that suit your individual goals.
Get Started With a Local Agent You Can Trust
Ready to review your coverage or explore a new policy? Contact Outcalt Kerns Insurance, LLC in Westerville today. Our local team is here to help make the process simple so that you can move forward with confidence in your coverage.